1.
Ehtesham zadeh M, Ashrafi M, Bokharaeian khorasani M. Developing an Indigenous Risk Appetite Framework for Banks with Emphasis on Basel Requirements: An Expert Delphi Approach. DMBA. Published online February 1, 1406:1-22. Accessed October 11, 2026. https://dmbaj.org/index.php/dmba/article/view/494